Lend smarter, safer, faster with real credit intelligence.
Mathesis helps banks and MFBs make more accurate credit decisions by combining traditional financial data with alternative signals to reduce risk and expand access to credit.
THE PROBLEM
Your borrowers already have a financial footprint. You just can’t see it clearly.
THE PROBLEM
Lenders are making decisions with an incomplete view of borrower risk.
For Banks
Rising defaults and regulatory pressure make it harder to grow lending portfolios with confidence.
For Non-Bank Financial Institutions
Serving underserved borrowers remains the mission, but limited data infrastructure makes accuracy at scale difficult.
CREDIT INTELLIGENCE BUILT FOR RESPONSIBLE GROWTH
Mathesis combines traditional financial data with alternative signals to generate more accurate and inclusive credit risk insights.
Choose the model that fits your lending infrastructure
Mathesis offers two ways to improve credit decisioning, depending on whether you already have digital lending infrastructure in place.
01
The Intelligence Layer
For institutions with existing digital lending infrastructure
Lend safer. Integrate Mathesis into your existing lending channels via API to get a richer view of each borrower, improve decisioning accuracy, and extend credit more confidently without rebuilding your infrastructure.
02
The Turnkey Stack
For institutions without existing digital lending infrastructure
Launch faster. Where digital credit infrastructure is not yet in place, Mathesis conducts the credit risk analysis and partners with an embedded digital lending platform to provide the full lending stack. That means you can offer digital credit through the customer channels you already operate, without building the infrastructure yourself.
DATA SECURITY AND NDPA COMPLIANCE
Security and compliance are built into the way Mathesis operates.
We prioritise the security of customer data, operate in compliance with the Nigeria Data Protection Act (NDPA), and work within established regulatory frameworks. For any bank or MFB evaluating a third-party data partner, this is non-negotiable — and we treat it that way.
